State Insurance Laws
Liability insurance is required for all motor vehicles in Montana with the exception of motorcycles. Drivers who fail to maintain proper auto insurance coverage will face stiff fines and other consequences. The enforcement of strict insurance laws helps keep Montana drivers safer and the costs of collisions and premiums to a minimum. In this post, we’ll provide an overview of the insurance requirements for Montana and discuss the sanctions drivers face if they fail to comply.
Failing to comply with Montana’s mandatory insurance laws will result in steep financial penalties and other consequences. When you drive without proper insurance in Montana, it is considered a misdemeanor offense. For a first-time offense, you could face fines of $250-$500 or have to spend up to ten days in a county jail. Additionally, you will have five points placed on your driver’s license. License revocation occurs once 30 points have accumulated. For a second offense, you will have to pay a fine of no less than $350 and/or spend up to ten days in jail. You will also have your license suspended for 90 days automatically.
Department Of Montana (MT) State Government That Regulates Auto Insurance:
Web Site: sao.mt.gov
Email: stateauditor@mt.gov
How To Contact Directly:
Montana State Auditor’s Office
840 Helena Avenue
Helena, MT 59601
Phone: 1-800-332-6148
Insurance Complaint Form From the Montana State Auditor’s Office
Online complaint form can be filled out and sent via the Internet.