In addition to liability insurance, uninsured
motorist (UM) coverage may be mandatory. In the case of an
accident in which an uninsured driver is at fault, this policy
usually will pay medical costs up to the maximum liability
coverage that is carried by the driver.
This policy may also cover the costs of a "hit and run"
accident in which the responsible party has left the scene
of the accident and cannot be located.
NOTE: This policy is not expensive and should be purchased
by every auto insurance
policy holder, even if not required by the state. |
